These New Year Insurance Tips Brought to You By Ruth Mercier Insurance Agency
As the new year begins, many of us are thinking about resolutions and goals for the coming months. One resolution that is often overlooked, but can have a significant impact on our well-being and financial security, is reviewing and updating our insurance coverage.
Here are a few tips for making insurance a part of your new year's resolutions:
1. Review your coverage: Take some time to review your existing insurance policies to make sure you have the coverage you need. This includes things like health insurance, life insurance, homeowner's or renter's insurance, and auto insurance.
2. Update your beneficiaries: If you have life insurance, make sure that your beneficiaries are up to date. This is especially important if you have had any major life changes, such as getting married or divorced, having children, or experiencing the loss of a loved one.
3. Consider additional coverage: Depending on your situation, you may want to consider adding additional coverage, such as long-term care insurance or umbrella insurance.
4. By taking the time to review and update your insurance coverage, you can protect yourself and your loved ones from unexpected events and financial setbacks. Make insurance a part of your new year's resolutions and start the year off on the right foot.
5. Make sure you have enough coverage: It's important to have enough coverage to protect yourself and your loved ones. Consider your needs and financial situation when determining the amount of coverage you need.
6. Understand your policy: Make sure you fully understand the terms and conditions of your insurance policy. If you have any questions, don't be afraid to contact us for clarification.
7. Keep track of your documents: Keep a record of your insurance policies and documents in a safe and easily accessible place. This will make it easier to refer to them in the event of a claim.
8. Use insurance to your advantage: Don't be afraid to use your insurance coverage when you need it. Insurance is meant to protect you and provide financial support during difficult times, so don't hesitate to file a claim if you need to.
9. By following these tips, you can make insurance a priority and ensure that you and your loved ones are protected in the coming year.
From all of us at Ruth Mercier Insurance Agency we wish you a joyful and prosperous 2023!